# Disclaimer

PLEASE READ THE ENTIRETY OF THIS "DISCLAIMER" SECTION CAREFULLY. NOTHING HEREIN CONSTITUTES LEGAL, FINANCIAL, BUSINESS OR TAX ADVICE AND YOU SHOULD CONSULT YOUR OWN LEGAL, FINANCIAL, TAX OR OTHER PROFESSIONAL ADVISOR(S) BEFORE ENGAGING IN ANY ACTIVITY IN CONNECTION HEREWITH. NEITHER XSWIPE (THE PROJECT), ANY OF THE PROJECT TEAM MEMBERS (THE XSWIPE TEAM) WHO HAVE WORKED ON THE XSWIPE PROTOCOL (AS DEFINED HEREIN) OR PROJECT TO DEVELOP THE XSWIPE PROTOCOL IN ANY WAY WHATSOEVER, ANY DISTRIBUTOR/VENDOR OF THE XSWIPE PROJECT, INCLUDING WITHOUT LIMITATION XSWIPE'S PARTNERS, NOR ANY SERVICE PROVIDER SHALL BE LIABLE FOR ANY KIND OF DIRECT OR INDIRECT DAMAGE OR LOSS WHATSOEVER WHICH YOU MAY SUFFER IN CONNECTION WITH ACCESSING THIS WHITEPAPER, THE WEBSITE AT <https://www.xswipe.io/> (THE WEBSITE) OR ANY OTHER WEBSITES OR MATERIALS PUBLISHED BY XSWIPE. ALL MATERIALS MAY BE MODIFIED AND UPDATED AT ANY TIME.

Terms & Conditions

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Privacy Policy

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<mark style="color:red;">XSwipe will not originate accounts,</mark> <mark style="color:red;"></mark><mark style="color:red;">**send/receive payments or issue cards to persons or businesses**</mark> <mark style="color:red;"></mark><mark style="color:red;">from the countries/jurisdictions below:</mark>\ <mark style="color:red;">1. North Korea</mark> \ <mark style="color:red;">2. South Sudan</mark> \ <mark style="color:red;">3. Iran</mark> \ <mark style="color:red;">4. Russian Address</mark>&#x20;
