# About the Card NFT

We are launching the XSwipe card NFTs before the (physical) debit card launch.

* You do not need an NFT to receive a debit card.
* Each NFT will have access to <mark style="color:purple;">**lower loading fees**</mark> when using the XSwipe debit card.
* These NFTs will be eligible for the metal XSwipe debit card (Gold Metal, Silver Metal & Black Metal Tiers).
* The holder of these NFTs will be granted rewards and royalties through our staking process.
* A snapshot will be taken of every holder for an airdrop.